Growing businesses need more than accurate accounting. They need clear financial visibility, strong cash flow management, reliable reporting, and the confidence to make informed decisions. As businesses expand, financial complexity increases, making strategic financial insight essential for sustainable growth.
Grace Wealth Services & Consulting provides Fractional CFO and strategic financial advisory services to help growing businesses improve cash flow, profitability, financial discipline, and decision-making—backed by nearly 30 years of global finance leadership experience.
What We Do
Understand where cash is coming from, where it is going, and what needs to be improved.
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Move from basic accounting reports to management-level financial insight that supports decisions.
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Identify margin issues, cost pressure, pricing gaps, and profit improvement opportunities.
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Create forward-looking financial plans that help you prepare for growth, risk, and investment decisions.
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CPA | CIA | 30+ Years | USA + GCC + India
Years of Finance Leadership Experience
Countries Served
Businesses Supported Across USA & GCC Markets
Extensive experience in reporting, budgeting, forecasting, cash flow management, and executive finance.
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Hands-on leadership across the USA, India, Saudi Arabia, Kuwait, and GCC markets.
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Clear, business-owner-focused financial advice grounded in real-world finance leadership, not generic accounting theory.
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Why Work With Grace Wealth Services & Consulting
Grace Wealth Services and Consulting is led by Joshy Kuriakose, CPA, CIA, a senior finance and accounting professional with nearly 30 years of experience across multiple countries and business environments.
Joshy brings hands-on leadership experience in financial reporting, budgeting, forecasting, cash flow management, internal controls, profitability analysis, accounting operations, and executive decision support.
His background across the USA, India, Saudi Arabia, Kuwait, and GCC markets allows him to understand both Western and international business environments. This is especially valuable for companies operating across borders or serving diverse markets.
This is not basic bookkeeping, tax preparation, or generic accounting support. This is CFO-level financial advisory designed for business owners who need clarity, structure, and strategic financial insight.
CFO Clarity & Cash Flow Diagnostic
If your business is growing but your financial clarity has not kept up, now is the right time to review your numbers, strengthen your reporting, and identify your next financial priorities.
Book a CFO Diagnostic CallPremium Fractional CFO and strategic financial advisory services for growing businesses in Texas, the USA, and GCC markets.
